Farm Bureau Health Plans of Arkansas Provide You:
- Predictable copays for primary care and specialists
- Affordable monthly premiums
- Prescription coverage
- Protection against high costs of unexpected illnesses, diseases and/or accidents
- Up to $1 million in benefits
- Immediate coverage
| Plan benefits | |
|---|---|
| Deductible | $250, $500, $1,000, $2,500 or $5,000 |
| Coinsurance | 20% |
| Coinsurance Maximum | $2,500 |
| Maximum Policy Benefit | $1,000,000 per person |
| Total Prescription Drug Cap | $1,000 per member per policy term |
| Pre-Existing Conditions | Covered |
| Maternity | Not covered |
| Payment Method | Required Autopay using check, debit or credit card |
| What you pay for services | |
|---|---|
| Primary Care Physician | $20 copay |
| Specialist | $50 copay |
| Prescription Drugs $1,000 cap per member per policy term | $20 preferred generic copay $50 non-preferred generic copay $75 brand copay |
| Children’s Preventive Care | 0% |
| Essential Wellness Care | 0% |
| Emergency Room | $250 copay |
| Inpatient & Outpatient (Hospital and Surgical)* | Deductible/Coinsurance |
| Mental Health & Substance Abuse | $20 copay for 3 covered visits |
| Monthly Cost | To get a free quote, contact your local Arkansas Farm Bureau Agent. |
*Excludes Mental Health and Substance Abuse.
This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations of health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your policy might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage.